Oregon Licensed Mortgage Professional
West Linn · Lake Oswego · Portland Metro

Your Home.
Your Terms.
Your Expert.

Whether you're a veteran using hard-earned VA benefits, a first-time buyer exploring FHA options, or a move-up buyer navigating a conventional purchase — I guide you through every step with clarity, honesty, and speed.

VA Loans FHA Loans Conventional Complex Scenarios
Get Started — See If I Pre-Qualify →
20+
Years Experience
$0
Down VA Eligible
Local
Oregon Expert
Get Pre-Qualified
No cost. No obligation. Fast response.

Your information is private and will never be sold or shared.

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Thank you — your request has been received. I'll be in touch shortly to discuss your home loan options.

Loan Programs

The Right Loan for Your Situation

🎖
VA Loans

You served. You've earned this benefit. VA loans offer $0 down, no private mortgage insurance, and highly competitive rates. I specialize in VA loans including manual underwriting and complex scenarios.

No down payment required Learn More →
🏡
FHA Loans

Ideal for first-time buyers or borrowers rebuilding credit. FHA loans allow as little as 3.5% down and offer flexible qualifying guidelines that conventional loans may not.

As low as 3.5% down Learn More →
📋
Conventional

Move-up buyers, investors, and borrowers with strong credit profiles benefit from conventional financing — the most flexible terms and fewer restrictions than government-backed loans.

Competitive rates for strong credit Learn More →

Zero & Low Down

Having a hard time with the down payment?

You may need far less than you think. Down Payment Assistance (DPA) programs can help cover your down payment — and sometimes closing costs — usually through a second loan with its own terms. And programs like VA (veterans & active-duty military) and USDA (eligible rural & suburban homes) can get you in with little up front. Let's find the one that fits you.

Let's talk options
You're All Set!

Thanks — I'll reach out within 24 hours to walk through your down-payment options.

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